You found the machine.
We'll fund the power.
Financing for the machines that get the job done. Heavy equipment — new or used, dealer or private sale. Decisions delivered in hours, not weeks.
The machines that build, feed, and move the economy.
Construction Equipment
Excavators, skid steers, wheel loaders, backhoes, bulldozers, cranes, graders, telehandlers and more.
Trucks & Trailers
Highway tractors, dump trucks, flatbeds, lowboys, reefer and dry vans, service trucks.
Agricultural Equipment
Tractors, combines, balers, sprayers, harvesting equipment and implements.
Attachments & Specialty
Forestry, landscaping, snow removal, industrial machinery, attachments and specialty equipment.
Four ways to get it funded.
Equipment Financing
Purchase new or used equipment with terms structured around your cash flow. Finance the full amount or put money down — your call.
Private Sale Financing
Buying through Kijiji, Marketplace, or a private seller? We finance private purchases too — with the same speed and diligence.
Dealer Financing
We partner with equipment dealers across Canada to offer financing at the point of sale. Ask your dealer if ORO Capital is on the list.
Start-Up Financing
New business? We work with lenders who understand that start-ups need equipment too. Let's get your fleet off the ground.
From application to job site in four steps.
Apply
Tell us about your business and the equipment you're looking to purchase. Takes minutes — no obligation.
Get Approved
Our financing specialists work with our network of lenders to find the right financing solution for you.
Purchase Your Equipment
Once approved, we coordinate the financing and funding. You deal with the machine, we deal with the money.
Put It to Work
Get the equipment you need without tying up all your business capital. Keep your cash flow moving.
Explore your financing options.
A quick estimate to help you plan. Real terms depend on your business profile, equipment, and the lender we match you with — your specialist will lock in the actual numbers.
Here to make your business goals happen.
Fast Financing Decisions
Get a financing decision without unnecessary delays. Fast approvals — often within hours.
Finance Up To $500K+
We arrange financing for equipment purchases large and small, from a single skid steer to a full fleet.
Access to Leading Lenders
20+ lenders across Canada, including big banks and specialized equipment financiers.
Personalized Experience
We take the time to get to know you, your business, and your goals — to help you reach them faster.
Industry Expertise
We understand construction, transportation, agriculture, and other equipment-intensive industries. Deal with a knowledgeable team.
Flexible Financing
Solutions tailored to equipment type, business needs, and financing requirements.
Equipment we've put to work.
A few machines financed through ORO Capital.
Questions, answered.
Still have questions? We're a phone call away.
Ready for your next machine? Let's make it happen.
No obligation. No pressure. Just a fast decision from a team that knows your industry.